Official and Licensed

The #1 Best Fund Transfer Service in Indonesia
A business solution for sending and receiving payments, both domestically and internationally — The Best Partner for Payment Gateway Companies.

🔥 Trusted by over 1,000 companies and business professionals.









The Best Solution for Businesses of All Sizes
Corporate
Enhancing payment management efficiency in your company is now easier with our solutions. Various transaction processes can be streamlined, from transferring funds to partners, issuing refunds, paying employees, to executing bulk payments to multiple accounts simultaneously through API integration.
MSMEs
Simplify business transactions for MSMEs with high flexibility between sellers and customers. MSME entrepreneurs can receive payments through various methods, such as payment links (for virtual accounts and e-wallets), payments at retail stores (Alfamart and Indomaret), and fast payments via barcode scanning (QRIS).
Top Features to Optimize Your Business
Money Transfer
Sending business payments to banks, e-wallets, and virtual accounts simultaneously, 24/7, is now easier than ever. This service facilitates quick and efficient payments to multiple recipients at once, ensuring your business operations run smoothly.
Accept Payment
Receive money/payments from customers through various methods, including e-wallets, virtual accounts, QRIS, and payment links. Transactions become simpler, and customer satisfaction increases with a variety of payment options.
International Transfer
Transfer funds to 65 countries quickly and securely. Support your business's global expansion with reliable international transfer services, making cross-border transactions more convenient than ever.
Efficient Bulk Money Transfers
Automatically send money to thousands of recipients simultaneously through our dashboard. This feature enables you to execute mass payments efficiently, saving time without the need for individual transfers.
Simply upload the recipient data file, and our system will process all transactions in real-time, ensuring funds are delivered on time.
Transaction Automation with Reliable API Integration
Integrate your system with LinkQu through a secure and user-friendly API. This integration allows you to automate transaction processes and monitor payments in real-time, streamlining your business operations for greater efficiency.
Our API is designed with high compatibility and flexibility to meet your business's specific needs.
One Link for Multiple Payment Methods
Accept payments from customers through a single payment link that supports various online methods. This feature simplifies transactions for your customers and can boost your sales conversions.
Simply share the link via email, chat, or social media, and customers can choose their preferred payment method.
Seamless Payments with Multi-Bank Virtual Accounts
Offer a variety of bank virtual account options to simplify customer payments.
Each transaction becomes faster, more organized, and easier to track. You'll also receive automatic notifications when payments are successfully completed.
Send and Receive Payments via Popular E-Wallets
Not only can you accept payments, but you can also send funds to various e-wallets such as ShopeePay, GoPay, OVO, and LinkAja, providing your customers with greater flexibility and convenience.
With support for sending and receiving through popular e-wallets, you can reach more customers and enhance the ease of your business operations.
Fast and Easy Payments with QRIS
Provide efficient cashless payments through the Indonesian Standard QR Code (QRIS).
This feature speeds up transaction processes and enhances customer satisfaction with a seamless payment experience.
Convenient Payments at Nearby Retail Stores
Make it easier for customers to make payments or withdraw cash at retail stores like Alfamart Group and Indomaret.
This provides broader access for customers in various locations, especially those who prefer in-person transactions.
Our Service Advantages
Easy to Use
With a simple, quick registration process and no complicated requirements, you can start using LinkQu services effortlessly.
Fast Integration
Your payment system can be integrated in just one day, enabling you to access money transfer services to 136 banks and accelerating technology adoption in your business.
99% Transaction Success Rate
With a 99% transaction success rate, we ensure smooth operations and build user trust.
24/7 Service
We are always ready to serve and assist you anytime, 24 hours a day, 7 days a week, with no time restrictions.
No Hidden Fees
No registration, integration, monthly, annual, target, or penalty fees. Transparent pricing helps you manage your budget more effectively.
Sharing Goodness
With every transaction through LinkQu, a portion is donated as social waqf. Contribute to shared goodwill and create a positive impact on the community.
Words from Our Partners
The features provided by LinkQu have enhanced public trust in PT Kereta Api Indonesia (KAI). Services have become faster, more accurate, and more efficient.

Collaboration with LinkQu enables the acceleration of a high-quality and comprehensive financial digitalization ecosystem for all Pospay Agent partners.

Our partnership with LinkQu has significantly improved our business performance. Professional service, responsive support, and reliable technological solutions have optimized our transaction processes and service quality.

We feel greatly supported by LinkQu. The platform is excellent, and its support services are very responsive and fast.

Supported by Various Financial Services in Indonesia
Modern Payment System
LinkQu can help improve transaction efficiency by up to 70% compared to other methods.

✨Get the best rates by contacting our expert team
🏆 Most Rising Star BRIAPI Award
LinkQu received the Most Rising Star BRIAPI award at the BRI API AWARD 2022, reaffirming our commitment to innovation and exceptional service.
👌 Featured by Various National Media Outlets
LinkQu facilitates interbank transfers to over 136 domestic banks with a transfer fee of Rp4,000, e-wallet top-ups, money receiving services via virtual account features, API disbursement, and payment link provision for online store businesses.
✨ Latest News
Questions about LinkQu
What is LinkQu?
LinkQu is a platform by PT Tri Usaha Berkat, operating in the financial technology (fintech) sector with a focus on fund transfer services. As the #1 fund transfer provider in Indonesia, LinkQu offers efficient and secure payment solutions for businesses of all sizes. We are officially registered with Bank Indonesia under license number 21/250/Sb/7, ensuring the security and reliability of every transaction. Additionally, we are members of various leading fintech organizations in Indonesia, including APPUI (Indonesian Association of Money Transfer Providers), ASPI (Indonesian Payment System Association), AFTECH (Indonesian Fintech Association), and more.
Our commitment is to provide services that are secure, trustworthy, and compliant with applicable regulations.
What services does LinkQu offer, and what types of businesses are they suitable for?
LinkQu offers a variety of financial services, including:
- Money Transfer: Real-time individual or bulk fund transfers to banks, e-wallets, and virtual accounts.
- Receive Money: Accept payments from customers via virtual accounts, e-wallets, QRIS, payment links, and modern retail outlets.
- International Transfer: Send funds to 65 countries quickly and securely.
Our services are ideal for various types of businesses, from large corporations and SMEs to startups seeking efficient, secure, and easily integrated payment solutions.
What sets LinkQu apart from similar services?
LinkQu offers several advantages that set us apart from similar services:
- Transaction Speed: Fund transfers are processed in less than 1 minute, ensuring quick and efficient transactions.
- Wide Coverage: Send and receive funds to and from 136 banks and various e-wallets in Indonesia, including international transfers to 65 countries.
- Easy Integration: Our API system is simple to integrate with your business platform, enabling automation and operational efficiency.
- Secure and Reliable Transactions: Registered and regulated by Bank Indonesia, we implement high-security standards to protect your data and funds.
- 24/7 Customer Support: Our team is available anytime to ensure you have an optimal service experience.
How to Ensure You’re Using Official Services from LinkQu?
To ensure you’re using official services from LinkQu and enjoying our services securely, please keep the following in mind:
Use our official channels:
- Official Website: www.linkqu.id
- Android App: LinkQu (Android)
- iOS App: LinkQu (iOS)
- Official Instagram: @linkqu.official
- Official Facebook: @linkqu.official
- Official LinkedIn: @linkqu
- Official Email: [email protected] (ensure the email domain is @linkqu.id)
Be cautious of unofficial offers:
- LinkQu never offers investments, games, or part-time jobs promising quick profits.
- If you receive an offer claiming to be from LinkQu but not through our official channels, be vigilant and avoid sharing personal information or conducting any transactions.
Verify information carefully:
- Double-check email addresses and website links. Ensure the domain used is linkqu.id.
- Avoid downloading apps or software from unofficial or suspicious sources.
If you’re unsure or encounter activities claiming to represent LinkQu that do not align with the above information, please contact us through our official channels for clarification. We are committed to ensuring your security and convenience when using our services.
Save Up to 70% on Operational Costs with LinkQu!
Optimize your business efficiency and reduce operational costs by up to 70% with LinkQu's smart payment solutions. Join thousands of other businesses already enjoying the convenience and benefits of our services.
LinkQu
In the midst of increasingly complex business needs, choosing the best fund transfer service is key to ensuring smooth financial operations. This is where LinkQu comes in as the solution. As a fund transfer service provider designed specifically for businesses, LinkQu offers a range of top features, including bulk transfers to thousands of bank accounts, automated payment integration via API, and support for international money transfers. With a system that enables businesses to receive funds in real-time and securely, LinkQu has become the top choice for many companies in Indonesia.
Fund Transfer Solutions for Businesses
LinkQu is a fund transfer platform specifically designed to meet business needs, from bulk payments to real-time fund reception. With advanced technology and automated payment integration, LinkQu helps businesses manage financial transactions more efficiently. Let’s explore its key services and how they support business growth.
Key Services for Efficient Financial Management
LinkQu offers a variety of fund transfer services designed to accelerate and simplify financial processes. One of its standout features is bulk transfers to thousands of accounts in a single transaction—perfect for payroll, commissions, or vendor payments. All transactions are executed with high accuracy, minimizing the risk of manual errors.
Additionally, with API payment integration, companies can automate routine transactions without manual input. This feature is especially useful for businesses that frequently process large and recurring fund transfers, such as refunds, supplier payments, or partner profit distribution.
Beyond just transfers, LinkQu also offers fund reception through virtual accounts (VA) and modern payment methods such as QRIS and e-wallets. With these diverse options, financial management becomes more flexible, allowing businesses to accommodate various financial needs seamlessly.
LinkQu’s Role in Supporting Business Growth
Time and cost efficiency are essential for business growth. LinkQu plays a crucial role by providing fast, secure, and cost-effective fund transfer services. Companies can save time on bulk transfer processes and allocate their resources to focus on strategic initiatives such as product innovation or market expansion.
Additionally, competitive admin fees are one of the reasons why many business owners are switching to LinkQu. With low costs and comprehensive services, companies can reduce operational expenses without compromising service quality.
Moreover, LinkQu collaborates with various banks and financial institutions in Indonesia, ensuring that every transaction runs smoothly and securely. This support gives businesses more confidence, knowing they can rely on LinkQu to manage both large and small transactions without issues.
Advantages of LinkQu's Money Transfer Services
Managing business finances is more than just crunching numbers; it’s about ensuring that every money transfer runs smoothly without disruptions. LinkQu is here to provide advantages specifically designed for those of us who want to speed up payment processes without facing technical obstacles. From bulk transfers to automated payment integration, LinkQu offers practical solutions that can save time and reduce operational costs. Let’s explore the key advantages that make LinkQu the best fund transfer choice for businesses.
Ease of Bulk Transfers to Multiple Bank Destinations
We all know that transferring funds to thousands of accounts at once can be a major challenge, especially when done manually. How much time is wasted, and how high is the risk of errors? Fortunately, with LinkQu's bulk transfer feature, all these worries can be left behind. With just one command, thousands of fund transfers can be processed to various banks across Indonesia, ensuring each transaction is completed on time and without errors.
This feature is designed to be flexible according to our business needs. Whether we need to transfer funds to dozens of employees or thousands of vendors, the system remains stable and fast. We can also monitor the status of each transaction in real-time, so there’s no guessing whether the transfer was successful. If any issues arise, we can take immediate action.
Additionally, payment method flexibility is a key advantage. Businesses are not limited to traditional bank transfers but can also utilize virtual accounts (VA) or e-wallets as needed. This ensures a smoother and more adaptable payment process without obstacles.
With all these conveniences, bulk transfers are no longer a tedious task. Instead, this feature helps accelerate business processes and maintain smooth daily operations. This is why many large companies trust LinkQu for their fund transfers.
API Payment Integration for Transaction Automation
As our business starts to grow rapidly, managing thousands of transactions manually can become a significant burden. But don’t worry, we don’t have to face it alone. With LinkQu’s API payment integration feature, we can automate the fund transfer process and avoid manual errors.
The API offered by LinkQu is easy to integrate with various systems we already use, such as accounting systems or financial management applications. This means we don’t need to go back and forth between platforms to manage payments. Everything can be done within a single, integrated system that is both practical and efficient.
This automation also provides significant cost efficiency. By reducing manual work, we can cut expenses for additional labor. Furthermore, every optimal fund transfer we execute can be processed automatically on schedule, without delays that could negatively impact the business.
Imagine running an e-commerce business that has to process thousands of refunds every day. If done manually, it would consume a lot of time and energy. But with LinkQu's automated system, all refunds can be processed in seconds, keeping customer satisfaction high and ensuring smooth business operations.
Security System and Trusted Support at LinkQu
Security is a fundamental aspect of managing business finances. LinkQu not only provides the convenience of top-tier fund transfers but also ensures that every transaction is protected by strict security standards and official oversight from trusted financial institutions. Let’s explore what makes LinkQu’s security system so robust.
Security Standards That Protect Business Transactions
Officially Registered and Supervised by Bank Indonesia
LinkQu is a legally operating fund transfer platform under the supervision of Bank Indonesia. This ensures that every transaction made through LinkQu complies with national regulations and standards. This oversight also provides additional protection, as all activities are monitored by an authorized institution with full regulatory authority over Indonesia’s payment system.ISO 27001:2022 Certification for Data Security
LinkQu takes data confidentiality and financial integrity seriously. With ISO 27001:2022 certification, LinkQu implements an internationally recognized information security management system. This means that all transactions and critical data are processed with high-level encryption and strict security protocols.Real-Time Notifications for Transaction Monitoring
LinkQu also provides instant notifications for every fund transfer. With these alerts, you can immediately track transaction statuses and take quick action if any issues arise. This ensures full control over your business finances without the need for constant manual checks.
With all these security standards in place, we not only feel more at ease but can also focus on growing our business without being distracted by transaction security issues.
Collaboration with Various Banks and Financial Services
In addition to having a robust security system, LinkQu is supported by a vast network of partnerships with various official institutions and banks in Indonesia. This provides greater flexibility for seamless fund transfers to multiple destinations without obstacles.
Member of Fintech Indonesia, ASPI, and Other Official Institutions
LinkQu is an active member of financial organizations such as Fintech Indonesia and ASPI (Indonesian Payment System Association). This membership demonstrates that LinkQu is recognized by the national financial community and contributes to the development of a secure and efficient payment system in Indonesia. Participation in these organizations also ensures that every service provided is continuously updated and aligned with the latest industry standards.Collaboration with Major Banks in Indonesia
LinkQu collaborates with various national banks, including state-owned, private, and regional banks, making it easier to process both bulk and individual transfers to nearly any account in Indonesia. This support also ensures that transactions are processed quickly without long waiting times.Access to Various Flexible Payment Methods
Thanks to this collaborative network, we can offer various payment methods to customers and business partners, including bank transfers, virtual accounts (VA), QRIS, and e-wallets. This provides high flexibility in managing both payments and fund reception.
With a combination of robust security and support from trusted financial institutions, LinkQu is more than just the best fund transfer service—it is a strategic partner that helps ensure long-term business continuity and security.
Top Features to Support Your Business Needs
Every business has unique needs when it comes to managing payments and fund reception. LinkQu offers a variety of top features designed to provide a complete solution for seamless fund transfers, from virtual accounts to international transfers and cash withdrawals. These features ensure that every financial aspect of your business is managed efficiently and automatically.
Flexibility and Automation in Every Transaction
Virtual Account (VA) for Automated Payments
With the virtual account feature, incoming payments can be managed automatically without the need for manual verification. Each customer or partner is assigned a unique account number, ensuring that transactions are recorded in real-time upon payment. This feature is highly beneficial for businesses with frequent recurring transactions, such as installments or subscription-based services.QRIS for Seamless Digital Payments
QRIS (Quick Response Code Indonesian Standard) provides customers with the flexibility to make payments using various digital wallets through a single QR code. With QRIS, there’s no need to offer separate payment methods, as everything is already integrated. This is especially beneficial for retail businesses and restaurants, making the payment process more convenient.Disbursement for bulk fund transfers
The disbursement feature is designed to send funds to multiple accounts simultaneously. It’s ideal for payroll, commissions, or partner incentives. With a single command, thousands of transfers can be completed without delays. The system also provides real-time reports, allowing businesses to monitor ongoing transactions immediately.E-wallet for transaction flexibility
Integration with various e-wallets allows businesses to receive and manage funds from customers more easily. This method is increasingly popular, especially for small to medium-sized transactions.Payment API for full automation
With API integration, the entire payment process can be automated. The API allows businesses to connect their internal systems with LinkQu’s services, ensuring that every transaction is executed automatically without manual intervention. This is especially useful for e-commerce, marketplaces, and financial applications.International transfers to multiple countries
For businesses with international partners, LinkQu's international transfer feature allows easy fund transfers to multiple countries. The process is quick and comes with transparent currency conversion. With competitive fees, there's no need to worry about high additional costs.Cash withdrawals from various channels
In addition to digital transfers, LinkQu also provides flexibility for cash withdrawals. This feature is useful for businesses that require cash for daily operations, such as vendor payments or emergency procurement.Automatic Fund Reception (Receive Money)
With the automatic fund reception feature, we can receive payments from partners or customers without the need for manual confirmation. The funds will be deposited directly into the specified account, speeding up the cash inflow process and maintaining smooth cash flow for the business.
Affordable Admin Fees and Financial Efficiency
Managing operational costs is a challenge faced by all businesses. That’s why LinkQu offers affordable admin fees, allowing us to optimize expenses without compromising the quality of the best fund transfer services.
Transparent Fees with No Hidden Charges
LinkQu implements a transparent fee policy, allowing us to know the charges for each transaction upfront. There are no surprise additional fees, making it easier to manage our budget effectively.Efficiency through Automated Processes
With fully automated processes, we can reduce operational expenses. For example, instead of hiring many staff to manage manual transfers, LinkQu's automated system allows us to complete thousands of transactions with just a few clicks.Special Discounts for High Transaction Volumes
For businesses with large transfer needs, LinkQu offers special discounts based on transaction volume. This makes their services more cost-effective, especially for businesses that frequently make bulk transfers.Time and Energy Savings
With features like payment APIs and disbursement, we can save the time usually spent on manual tasks. Our finance team can focus on strategic matters while the automated system handles the transfer process.
With a variety of features and affordable admin fees, LinkQu provides a comprehensive solution that helps optimize business financial operations. All of this makes LinkQu a strategic partner for businesses aiming to grow bigger and more efficiently.
Managing business finances effectively requires more than just a basic money transfer service. To meet this need, we require the best fund transfer solution that integrates various payment methods, ensures secure transactions, and provides time and cost efficiency. LinkQu stands as a complete solution with a variety of standout features specifically designed to address these challenges.
With features such as virtual accounts, disbursement, QRIS, payment APIs, and international transfers, we can automate complex financial processes, making them simple and fast. The ease of performing bulk transfers to various bank destinations ensures that every transaction is completed on time, without technical obstacles that could slow down business operations. Additionally, the automatic fund reception feature keeps cash flow stable and controlled, allowing our business to grow more effectively.
Security is another crucial aspect that cannot be overlooked. With direct supervision from Bank Indonesia, ISO 27001:2022 certification, and membership in official organizations such as Fintech Indonesia and ASPI, LinkQu ensures that every fund transfer service we use is protected by layered security systems and strict protocols.
In terms of cost efficiency, LinkQu offers affordable and transparent admin fees, so we don’t have to worry about excessive spending. With options for volume-based transaction discounts and automated processes that save time and labor, we can allocate resources to more strategic aspects of the business.
Overall, LinkQu is not only the best fund transfer service but also a partner that helps us optimize the entire financial process. With feature flexibility and guaranteed security, we can ensure that every transaction—whether domestic or international—runs smoothly, efficiently, and without obstacles. If we want our business to grow quickly and efficiently, LinkQu's solution is the right step to achieve that.