![\"Layanan](\"https:\/\/www.linkqu.id\/wp-content\/uploads\/2026\/06\/Layanan-QRIS-Tumbuh-Hingga-Seratus-Persen.webp\" "\\"\\"")
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Bank Indonesia mencatat pertumbuhan transaksi ekonomi dan keuangan digital<\/strong> pada April tetap tinggi didukung oleh sistem pembayaran yang aman, lancar, dan andal. Lonjakan ini menunjukkan kepercayaan kita semua terhadap efisiensi sistem pembayaran non-tunai yang semakin merata.<\/p>\n Hal ini ditegaskan oleh Gubernur BI Perry Warjiyo dalam paparan hasil Rapat Dewan Gubernur pada Rabu. Beliau menyoroti bagaimana perluasan akses teknologi membantu percepatan adopsi keuangan digital di tengah masyarakat.<\/p>\n “Volume transaksi pembayaran digital mencapai 5,15 miliar transaksi atau tumbuh 42,86% (yoy) pada April didukung oleh perluasan akseptasi pembayaran digital,” kata Perry. Angka tersebut mencerminkan betapa masifnya penggunaan platform digital dalam aktivitas sehari-hari kita.<\/p>\n Volume transaksi melalui aplikasi mobile dan internet<\/strong> masing-masing tumbuh sebesar 15,92% (yoy) dan 22,95% (yoy). Salah satu sorotan utama kami adalah transaksi QRIS<\/strong> yang terus tumbuh sangat tinggi mencapai 108,43% (yoy).<\/p>\n Perry menuturkan kinerja positif tersebut didukung oleh peningkatan jumlah pengguna dan merchant. Dari sisi infrastruktur, volume transaksi ritel yang diproses melalui BI-FAST<\/strong> mencapai 490 juta transaksi dengan nilai mencapai Rp 1.219 triliun pada April.<\/p>\n Sementara itu, volume transaksi nilai besar yang diproses melalui BI-RTGS<\/strong> tercatat sebanyak 0,91 juta transaksi atau tumbuh 25,72% (yoy). Kenaikan nominal transaksi pada sistem ini menunjukkan pergerakan dana besar dalam ekonomi kita juga semakin lancar.<\/p>\n Adapun dari sisi pengelolaan uang fisik, Uang Kartal Yang Diedarkan tumbuh 14,61% (yoy) menjadi Rp 1.301 triliun. Meskipun digitalisasi menguat, kebutuhan akan uang tunai di masyarakat tetap terjaga dengan distribusi yang stabil.<\/p>\n Kami mengimbau agar kalian selalu waspada dalam menggunakan instrumen pembayaran digital. Pastikan untuk selalu memverifikasi nama merchant sebelum melakukan transaksi dan lindungi kode rahasia atau PIN kalian agar terhindar dari segala bentuk penyalahgunaan oleh pihak yang tidak bertanggung jawab.<\/p>","protected":false},"excerpt":{"rendered":" Bank Indonesia mencatat pertumbuhan transaksi ekonomi dan keuangan digital pada April tetap tinggi didukung oleh sistem pembayaran yang aman, lancar, dan andal. Lonjakan ini menunjukkan kepercayaan kita semua terhadap efisiensi sistem pembayaran non-tunai yang semakin merata. Hal ini ditegaskan oleh Gubernur BI Perry Warjiyo dalam paparan hasil Rapat Dewan Gubernur pada Rabu. Beliau menyoroti bagaimana 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